Charming waterfront cottage on Morattico Creek just off the Rappahannock River located in Farnham on the border of Richmond and Lancaster Counties. This three-bedroom, one bathroom cottage is ideal for full or part-time families. Completely renovated in 2014 featuring spacious Creek Room with fireplace overlooking wide water views with sliding door access to patio and waterfront. Decorative barn door entry to lovely kitchen featuring new cabinetry, granite counter tops, glass tile backsplash & stainless-steel appliances. Plus, a waterfront dining area for entertaining family and friends. Located on 1.49 ample acres on protected Morattico Creek with close proximity to nearby Marina with fuel. Morattico & Lancaster Creeks surround the Simonson Peninsula, where the Public Boat launch is located just minutes from your dock with boat lift. HVAC 2019, Painted 2023, Rinnai Tankless Water Heater located in laundry closet, and Broadband Internet. Venture waterside to Dock with L-Head, 10,000lb Boat Lift & Mooring Slip and 4'+/- MLW. Great for all boating enthusiasts! Anglers will enjoy some of the best fishing on the Rappahannock River & Chesapeake Bay, Plus Oysters and Blue Crabs for some of the best seafood in Virginia. Quick motorboat ride to the Rappahannock River & approximately 45 minutes to the Chesapeake Bay. Over 1.4 acres provides spacious lawn areas for vegetable or wildflower gardening, outdoor games and activities. Take in the sights of the resident waterfowl of Bald Eagles, Ospreys and Blue Herons. This home is turn-key for enjoying right away! Only 20-25 minutes to Warsaw & Tappahannock with Shops, Dining, Healthcare & Golf. Plus, close proximity to Kilmarnock for shopping, restaurants and Main St charm. No neighborhood HOA so ideal for potential Short Term Rental options or for you and your family to enjoy for years to come! Ideal Water Views so Come, Relax and Make Cherished Family Memories!